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Papa Reading to Olivia
From another blog this date.
Reading this week:
I had forgotten I wrote this in 2018:
CRISPR.
CRISPR-Cas9.
Until this week, I knew nothing of significance about CRISPR. For whatever reason I mentioned CRISPR to our 14-year-old granddaughter on the way to school the other day, and she became incredibly animated. She loved "CRISPR" and knew more about it than I did.
Whatever she knows about CRISPR she learned on her own. I doubt they have yet studied it in high school, although it's possible it's been mentioned
I'll have fun talking to her about CRISPR over the next few weeks.
CRISPR is part of the DNA genome. Back in 1993, a biologist studying bacteria in Spanish swamps, found bacteria whose DNA contained repeated sequences of DNA that did not correspond to anything previously seen.
Because of the nature of these repeated sequences (clusters, regularly interspersed, and short palindromic repeats) he labeled them CRISPR for short.
It turns out that these palindromic repeats of "meaningless" genome were actually pieces of viral DNA -- viruses that had invaded bacteria as pathogens (bacteriophages -- to eat bacteria).
It is hypothesized that by incorporating this "meaningless" viral genome, bacteria are more quickly able to defend against a virus from attacking it (a second time).
And like everything else in biology, there is more to the story.
Molecular biology dogma: DNA makes RNA makes protein.
CRISPER makes RNA but this RNA does not make a protein. By itself, the CRISPR-RNA is worthless.
But, as it turns out, as in a Rudyard Kipling "just so" story, bacteria also contain an enzyme (or protein) called Cas9 -- short for CRISPER-associated protein 9. If the biologists had had a sense of humor, it would be easier to remember as"Mama Cass protein" -- CRISPR-associated protein that loves to eat.
But a very special way of eating.
As noted above CRISPER-RNA by itself is worthless.
But with the Cas9 enzyme "stuff happens." Cas9 enzyme is a "cutter."
CRISPER-RNA guides Cas9 enzyme to the virus with the corresponding DNA genome.
At the viral DNA genome, the Cas9 enzyme gets to work, cutting out the viral genome that corresponds to CRISPR-RNA.
Pretty clever, huh?
Know who connected the dots, figured this out?
A Danish yogurt company. Yup, Danisco -- a Danish yogurt company.
Danisco is now owned by Dow Dupont.
Researchers now use CRISPER-Cas9 to target any region/gene in any DNA genome and cut it out / remove it. By removing a gene, researchers are better able to discern the purpose of a previously non-understood gene.
If a bacteria is able to do what a bacteria normally does and now loses a certain function because it has lost a certain gene, scientists have a pretty good idea of what that gene must be responsible for.
Likewise, researchers can do that to any mammalian genome.
Much, much more to the story but I now have enough to share with our granddaughter and still be able to keep up with her.
This was from "Diary" in the current issue of London Review of Books. Another source is here.
That 14-year-old granddaughter is now a sophomore STEM student at Stanford University, California, ROTC.
Olivia is home from Stanford on break.
Will went out deer hunting. Got at least one buck. Is allowed up to eight deer, a mix of bucks and does. His goal: two or three.
Deer steak from Will, one year ago:
Looking at the Stanford website calendar, this is Stanford's quarterly system:
On Amazon:
Lego, Speed Champions, 2023 McLaren Formula 1 Race Car, Amazon, $26. Click on link.
Lego, Speed Champions, 2023 Pagani Utopia Race Car, Amazon, $27. Click on link.
At Belk next to our house, Grammy will help you if necessary:
1. Lights for bike. These are very expensive but they've been 60% off; now selling for maybe $20 on sale. I don't know. But if not on sale, don't consider. Walmart always has nice selection. These are Belk in the dad's gift selection; kind of hard to find; may need to ask.
4. My favorite choice, just one set of four, about $36; again at Belk, in the kitchen section:
Olivia's visit. Olivia and friend(s) drove up to Portland, OR, from Palo Alto, CA, to visit Judah and Levi.
Cascades.
Mt Shasta in the background.
Olivia in the white jacket.
Stanford suggests it is loosening its acceptance standards because the pool of students is getting smaller? Is there a source for that statement?
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Pottery by Will and Olivia
Thrown and fired, June, 2025. Euless, TX.
In early 2025, Olivia saw a request for an engineering student to join this team on a message board. She wrote to John W. Rick and was selected to be the only engineer on his team this year.
Background:
How to compare different stocks or different funds.
In google (or the URL line): type in ticker vfiax
You will get this:
At the upper right corner of that screen shot above, note the box compare, as below, at the #1 arrow. Click on the compare icon, and then you will get the screenshot below. At the #2 arrow, type in FVIFX.
Type in VFIFX in the box designated with the #2 arrow like this:
And hit return after you type in VFIFX.
You will get this:
You can click on any time period to compare. If you click on max, you will get this:
The difference is not trivial.
With the more conservative VFIFX, you get a 100% return, or you doubled your money over the past sixteen years (2008 to 2024).
On the other hand, with the more aggressive VFIAX (Admiral), you get a return of nearly 400%, which it means it doubled three times (?) in that same time period.
The red and blue lines start to separate as the lines move to the right, because the life cycle funds increase bond holdings as you get older, decreasing the volatility and the risk, but also potentially decreasing return. The theory is that when you are getting ready to retire you want to have a more conservative fund so you don't have wild swings from year-to-year.
We can discuss what this means at later.
One option: diversify. That's what I did.
This year invest in the life cycle fund, VFIFX.
Then next year invest in the more aggressive fund, the VFIAX (Admiral).
Then starting in your third year, fund both IRAs up to the max allowed and change allocations over time as you feel more comfortable with investing.